If you are making a will for the first time, we advise you to seek professional advice, usually from a solicitor. The cost is normally quite reasonable. If you’ve already made a will, you can add to it or change it at any time. It may be your way of leaving a legacy which could endure for generations.

Leaving money to charities in your will can make financial sense too because charitable gifts are exempt from inheritance tax – so it can actually reduce the tax to be paid from your estate. Why not discuss this with your solicitor or financial adviser?